Wednesday, September 29, 2010

Kids Making Money


Lee Fang of Wonk Room has the story and the video.


Well before the conglomerate Koch Industries plunged $1 million into Prop 23 — a ballot initiative in California to essentially repeal the state’s revolutionary clean energy climate change law AB 32 — the Wonk Room revealed that front groups controlled by Koch had been working to promote Prop 23. Americans for Prosperity, the front group founded and financed by Koch Industries’ executive David Koch, had organized Tea Party rallies in favor of Prop 23 and produced online ads distorting California clean energy. The Pacific Research Foundation, also funded by Koch-run foundations, produced junk studies promoting Prop 23.


Today, Center for American Progress Senior Fellow Van Jones spoke to ThinkProgress about Prop 23 and the oil interests polluting the energy debate. Asked about the influence of Koch in supporting Prop 23, Jones slammed the company for “trying to shove” its politics on California. To respond to the Tea Parties and other radical right groups, many of which have been organized by Koch and big business fronts, Jones encouraged the public to “stay involved and to get involved,” because otherwise the people “screaming and yelling at these Tea Party events” will win control of government. He added, “I don’t think you want the Tea Party running your community, running your family, running your government”:


JONES: Koch Industries has promoted awful environmental policies. They’ve been literally poisoning rivers, poisoning streams, and making money off of that. They’ve promoted now this awful economic idea that if you grow new industries in California you somehow hurt the economy. That’s nuts. And now they’re promoting bad politics by backing I think extreme movements in the United States. Here you have a bad actor, three strikes and you’re out. They’re bad on the environment in terms of their practices, they’re bad in terms of their economic philosophy they’re trying to shove down the throats of California, and they’re bad in their politics in terms of their supporting extreme political ideas in America. I think if you start connecting those dots, California voters are very sophisticated, and I don’t think any of them think the people who run Koch Industries wake up in the morning thinking how can Californians have better jobs?


JONES: If you think things are bad now, what will happen when the people are screaming and yelling at these Tea Party events are actually in charge of your government, and in charge of your life, and in charge of your kids’ future? That is, maybe you have some hope fatigue, but you got a lot of reason to be fearful enough I think to stay involved and to get involved. I don’t think you want the Tea Party running your community, running your family, running your government.


Watch it:



As Jones states, Koch is not only corrosive to our politics because of its funding of angry and paranoid Tea Parties, but the company also manipulates the political system to pad its profits. For instance, Business Week reported on how Koch Industries used then-Sen. Bob Dole (R-KS) to try to suppress an investigation into Koch Industries’ massive theft of oil from Indian reservations. In another case, Koch Industries faced a $55 million civil suit for causing more than 300 oil spills over a five-year period. Again, Dole, a major recipient of Koch money and support, sponsored a bill that would allow Koch to easily defend itself from the oil spill charges. After Koch helped to elect George Bush in 2000, the Bush Justice Department abruptly settled a criminal case with $350 million in penalties Koch faced for discharging toxic chemicals from a refinery in Corpus Cristi, Texas.


Why is the “Kochtopus” flexing its muscle of campaign donations, Tea Parties, and front groups to enact the clean energy-killing Prop 23? In its corporate newsletter, Koch Industries explicitly states that the low carbon fuel standard California is set to adopt to comply with AB 32 carbon emissions regulations would harm its bottom line because Koch imports mostly high-carbon crude oil from Canada. Another Koch newsletter warns that its Pine Bend Refinery in Minnesota specializing in high-carbon Canadian crude would become much less profitable for Koch if low fuel standards mirroring AB 32 are adopted around the country.


Related Posts:



  • Koch Industries among hosts of Carly Fiorina fundraiser

  • The NY Times on AB 32: “Who wins if this law is repudiated? The Koch brothers, maybe, but the biggest winners will be the Chinese, who are already moving briskly ahead in the clean technology race.”





Yesterday during an education forum on NBC’s Today Show, President Obama was asked why his children are going to a prestigious private school while most D.C. schoolchildren remain stuck in a school system that is, at best, sub-par:


President Obama reopened Monday what is often a sore subject in Washington, saying that his daughters could not obtain from D.C. public schools the academic experience they receive at the private Sidwell Friends School.


But the city, accustomed to the mantra that its schools need reform, seemed to view the judgment as self-evident.


Obama made his comments on NBC’s “Today” show in response to a woman who asked whether Malia and Sasha Obama “would get the same kind of education at a D.C. public school” that they would get at the D.C. private school that has educated generations of the city’s elite.


“I’ll be blunt with you: The answer is no, right now,” Obama said. D.C. public schools “are struggling,” he said, but they “have made some important strides over the last several years to move in the direction of reform. There are some terrific individual schools in the D.C. system.”


Even the people in charge of the D.C. schools admit that the President is right:


Schools Chancellor Michelle A. Rhee, who recently referred to the primary election loss of Mayor Adrian M. Fenty (D) as “devastating” to the city’s schools, did not publicly object to Obama’s remarks. She has strongly suggested that she might resign rather than work for Fenty’s presumptive successor, D.C. Council Chairman Vincent C. Gray (D).


“In terms of the comment from the president, it is a fair assessment,” Rhee said. “We have indeed seen good progress over the last few years, but we still have a long way to go before we can say we’re providing all children with an excellent education.”


Gray also took no apparent offense. “It would be wonderful to have a president who stood up and said, ‘I’m going to demonstrate my commitment to public education by placing my children in public education in the city,’ but again, you know, we’re all parents at the end of the day, and I’m sure he feels like he and his wife are making the best decision for their children at this juncture,” Gray said.


Now, personally, I have no problem with the fact that the President and his wife chose to send their children to Sidwell Friends rather than a D.C. Public School. Quite honestly, given the choice and the resources, it would be incomprehensible to me for any parent not to choose the superior private school over a public school which not only isn’t up to par, but also may not be safe. The problem is that President Obama apparently thinks that only wealthy people like him should have the opportunity to make that choice:


Most troubling in the Today interview, though, was the President’s failure to even mention school choice - giving parents, not politicians, control of education money — as even a potential means for reforming education.  He did, though, fully embrace his own educational freedom: When asked whether the DC public schools were good enough for his kids, he said no. That’s why they go to private school.


Here’s where we see the injustice of Obama’s  and other like-minded people’s “reform” offerings. Rather than giving real power to the parents and kids public education is supposed to serve, they insist on keeping them subject to the authority of politicians and politically potent special interests. They refuse to let all parents make the same choice the President has made, and they continue to force all Americans to hand huge sums of money over to government schools. Indeed, at the same time the President’s kids were heading off to private school, he was letting die an effective, popular, school-choice program in DC, a program that enabled poor families to make the same kinds of choices the President did.


At the same time that the President’s children were settling into their classes at one of the most prestigious private schools in the D.C. area, the Obama Administration was helping to kill the D.C. Opportunity Scholarship Program, a school choice program that allowed inner city D.C. kids to attend private schools, including the same private school that Barack Obama’s daughters attend. As one parent of a child who was benefiting from this scholarship program asked last year, why, Mr. President ? :



The only question that I have after watching this is —- if the D.C. Public Schools aren’t  good enough for the President’s children, why are they good enough for the Mercedes Campbells of the world ?


H/T: Jason Pye





Should Facebook Buy Skype?: Tech <b>News</b> «

Facebook wants to mesh communications and community together, which explains why Facebook Phone is in the cards. If Skype wants to become the communication console of tomorrow, it needs to embrace newer forms of communication.

Fox <b>News&#39;s</b> Obama &#39;Loves Gangsta Rap&#39; Headline Is Pulled Down

Drop to the end of Jann Wenner's Rolling Stone interview with President Barack Obama, and you'll get to the part where Wenner asks the president to talk about the music he's been listening to lately. Here's Obama's answer, in its ...

3DS Super Monkey Ball out next year 3DS <b>News</b> - Page 1 | Eurogamer.net

Read our 3DS news of 3DS Super Monkey Ball out next year.


benchcraft company scam
benchcraft company scam

Norwegian kid makes money for a living by monicalovesphotography


Should Facebook Buy Skype?: Tech <b>News</b> «

Facebook wants to mesh communications and community together, which explains why Facebook Phone is in the cards. If Skype wants to become the communication console of tomorrow, it needs to embrace newer forms of communication.

Fox <b>News&#39;s</b> Obama &#39;Loves Gangsta Rap&#39; Headline Is Pulled Down

Drop to the end of Jann Wenner's Rolling Stone interview with President Barack Obama, and you'll get to the part where Wenner asks the president to talk about the music he's been listening to lately. Here's Obama's answer, in its ...

3DS Super Monkey Ball out next year 3DS <b>News</b> - Page 1 | Eurogamer.net

Read our 3DS news of 3DS Super Monkey Ball out next year.


benchcraft company scam benchcraft company scam

Lee Fang of Wonk Room has the story and the video.


Well before the conglomerate Koch Industries plunged $1 million into Prop 23 — a ballot initiative in California to essentially repeal the state’s revolutionary clean energy climate change law AB 32 — the Wonk Room revealed that front groups controlled by Koch had been working to promote Prop 23. Americans for Prosperity, the front group founded and financed by Koch Industries’ executive David Koch, had organized Tea Party rallies in favor of Prop 23 and produced online ads distorting California clean energy. The Pacific Research Foundation, also funded by Koch-run foundations, produced junk studies promoting Prop 23.


Today, Center for American Progress Senior Fellow Van Jones spoke to ThinkProgress about Prop 23 and the oil interests polluting the energy debate. Asked about the influence of Koch in supporting Prop 23, Jones slammed the company for “trying to shove” its politics on California. To respond to the Tea Parties and other radical right groups, many of which have been organized by Koch and big business fronts, Jones encouraged the public to “stay involved and to get involved,” because otherwise the people “screaming and yelling at these Tea Party events” will win control of government. He added, “I don’t think you want the Tea Party running your community, running your family, running your government”:


JONES: Koch Industries has promoted awful environmental policies. They’ve been literally poisoning rivers, poisoning streams, and making money off of that. They’ve promoted now this awful economic idea that if you grow new industries in California you somehow hurt the economy. That’s nuts. And now they’re promoting bad politics by backing I think extreme movements in the United States. Here you have a bad actor, three strikes and you’re out. They’re bad on the environment in terms of their practices, they’re bad in terms of their economic philosophy they’re trying to shove down the throats of California, and they’re bad in their politics in terms of their supporting extreme political ideas in America. I think if you start connecting those dots, California voters are very sophisticated, and I don’t think any of them think the people who run Koch Industries wake up in the morning thinking how can Californians have better jobs?


JONES: If you think things are bad now, what will happen when the people are screaming and yelling at these Tea Party events are actually in charge of your government, and in charge of your life, and in charge of your kids’ future? That is, maybe you have some hope fatigue, but you got a lot of reason to be fearful enough I think to stay involved and to get involved. I don’t think you want the Tea Party running your community, running your family, running your government.


Watch it:



As Jones states, Koch is not only corrosive to our politics because of its funding of angry and paranoid Tea Parties, but the company also manipulates the political system to pad its profits. For instance, Business Week reported on how Koch Industries used then-Sen. Bob Dole (R-KS) to try to suppress an investigation into Koch Industries’ massive theft of oil from Indian reservations. In another case, Koch Industries faced a $55 million civil suit for causing more than 300 oil spills over a five-year period. Again, Dole, a major recipient of Koch money and support, sponsored a bill that would allow Koch to easily defend itself from the oil spill charges. After Koch helped to elect George Bush in 2000, the Bush Justice Department abruptly settled a criminal case with $350 million in penalties Koch faced for discharging toxic chemicals from a refinery in Corpus Cristi, Texas.


Why is the “Kochtopus” flexing its muscle of campaign donations, Tea Parties, and front groups to enact the clean energy-killing Prop 23? In its corporate newsletter, Koch Industries explicitly states that the low carbon fuel standard California is set to adopt to comply with AB 32 carbon emissions regulations would harm its bottom line because Koch imports mostly high-carbon crude oil from Canada. Another Koch newsletter warns that its Pine Bend Refinery in Minnesota specializing in high-carbon Canadian crude would become much less profitable for Koch if low fuel standards mirroring AB 32 are adopted around the country.


Related Posts:



  • Koch Industries among hosts of Carly Fiorina fundraiser

  • The NY Times on AB 32: “Who wins if this law is repudiated? The Koch brothers, maybe, but the biggest winners will be the Chinese, who are already moving briskly ahead in the clean technology race.”





Yesterday during an education forum on NBC’s Today Show, President Obama was asked why his children are going to a prestigious private school while most D.C. schoolchildren remain stuck in a school system that is, at best, sub-par:


President Obama reopened Monday what is often a sore subject in Washington, saying that his daughters could not obtain from D.C. public schools the academic experience they receive at the private Sidwell Friends School.


But the city, accustomed to the mantra that its schools need reform, seemed to view the judgment as self-evident.


Obama made his comments on NBC’s “Today” show in response to a woman who asked whether Malia and Sasha Obama “would get the same kind of education at a D.C. public school” that they would get at the D.C. private school that has educated generations of the city’s elite.


“I’ll be blunt with you: The answer is no, right now,” Obama said. D.C. public schools “are struggling,” he said, but they “have made some important strides over the last several years to move in the direction of reform. There are some terrific individual schools in the D.C. system.”


Even the people in charge of the D.C. schools admit that the President is right:


Schools Chancellor Michelle A. Rhee, who recently referred to the primary election loss of Mayor Adrian M. Fenty (D) as “devastating” to the city’s schools, did not publicly object to Obama’s remarks. She has strongly suggested that she might resign rather than work for Fenty’s presumptive successor, D.C. Council Chairman Vincent C. Gray (D).


“In terms of the comment from the president, it is a fair assessment,” Rhee said. “We have indeed seen good progress over the last few years, but we still have a long way to go before we can say we’re providing all children with an excellent education.”


Gray also took no apparent offense. “It would be wonderful to have a president who stood up and said, ‘I’m going to demonstrate my commitment to public education by placing my children in public education in the city,’ but again, you know, we’re all parents at the end of the day, and I’m sure he feels like he and his wife are making the best decision for their children at this juncture,” Gray said.


Now, personally, I have no problem with the fact that the President and his wife chose to send their children to Sidwell Friends rather than a D.C. Public School. Quite honestly, given the choice and the resources, it would be incomprehensible to me for any parent not to choose the superior private school over a public school which not only isn’t up to par, but also may not be safe. The problem is that President Obama apparently thinks that only wealthy people like him should have the opportunity to make that choice:


Most troubling in the Today interview, though, was the President’s failure to even mention school choice - giving parents, not politicians, control of education money — as even a potential means for reforming education.  He did, though, fully embrace his own educational freedom: When asked whether the DC public schools were good enough for his kids, he said no. That’s why they go to private school.


Here’s where we see the injustice of Obama’s  and other like-minded people’s “reform” offerings. Rather than giving real power to the parents and kids public education is supposed to serve, they insist on keeping them subject to the authority of politicians and politically potent special interests. They refuse to let all parents make the same choice the President has made, and they continue to force all Americans to hand huge sums of money over to government schools. Indeed, at the same time the President’s kids were heading off to private school, he was letting die an effective, popular, school-choice program in DC, a program that enabled poor families to make the same kinds of choices the President did.


At the same time that the President’s children were settling into their classes at one of the most prestigious private schools in the D.C. area, the Obama Administration was helping to kill the D.C. Opportunity Scholarship Program, a school choice program that allowed inner city D.C. kids to attend private schools, including the same private school that Barack Obama’s daughters attend. As one parent of a child who was benefiting from this scholarship program asked last year, why, Mr. President ? :



The only question that I have after watching this is —- if the D.C. Public Schools aren’t  good enough for the President’s children, why are they good enough for the Mercedes Campbells of the world ?


H/T: Jason Pye





bench craft company rip off

Should Facebook Buy Skype?: Tech <b>News</b> «

Facebook wants to mesh communications and community together, which explains why Facebook Phone is in the cards. If Skype wants to become the communication console of tomorrow, it needs to embrace newer forms of communication.

Fox <b>News&#39;s</b> Obama &#39;Loves Gangsta Rap&#39; Headline Is Pulled Down

Drop to the end of Jann Wenner's Rolling Stone interview with President Barack Obama, and you'll get to the part where Wenner asks the president to talk about the music he's been listening to lately. Here's Obama's answer, in its ...

3DS Super Monkey Ball out next year 3DS <b>News</b> - Page 1 | Eurogamer.net

Read our 3DS news of 3DS Super Monkey Ball out next year.


bench craft company rip off benchcraft company scam

Should Facebook Buy Skype?: Tech <b>News</b> «

Facebook wants to mesh communications and community together, which explains why Facebook Phone is in the cards. If Skype wants to become the communication console of tomorrow, it needs to embrace newer forms of communication.

Fox <b>News&#39;s</b> Obama &#39;Loves Gangsta Rap&#39; Headline Is Pulled Down

Drop to the end of Jann Wenner's Rolling Stone interview with President Barack Obama, and you'll get to the part where Wenner asks the president to talk about the music he's been listening to lately. Here's Obama's answer, in its ...

3DS Super Monkey Ball out next year 3DS <b>News</b> - Page 1 | Eurogamer.net

Read our 3DS news of 3DS Super Monkey Ball out next year.


benchcraft company scam benchcraft company scam

Should Facebook Buy Skype?: Tech <b>News</b> «

Facebook wants to mesh communications and community together, which explains why Facebook Phone is in the cards. If Skype wants to become the communication console of tomorrow, it needs to embrace newer forms of communication.

Fox <b>News&#39;s</b> Obama &#39;Loves Gangsta Rap&#39; Headline Is Pulled Down

Drop to the end of Jann Wenner's Rolling Stone interview with President Barack Obama, and you'll get to the part where Wenner asks the president to talk about the music he's been listening to lately. Here's Obama's answer, in its ...

3DS Super Monkey Ball out next year 3DS <b>News</b> - Page 1 | Eurogamer.net

Read our 3DS news of 3DS Super Monkey Ball out next year.


benchcraft company scam












































Tuesday, September 28, 2010

personal finance programs


At a time when bailouts for America’s rich proceed unimpeded and Americans are left to fend for themselves, support for further subsidies for the rich is limited among the public. Gallup polling finds that a majority of Americans (56 percent) oppose extending the Bush-era tax cuts, which went overwhelmingly to the wealthiest of Americans. Just one in three support extending the cuts, despite the current rhetoric of the Republican Party.


Opposition to the Bush-era tax cuts is entirely rational among the public in light of the cuts’ failure to promote economic growth. The Bush tax cuts concentrated the greatest benefits toward the rich, and benefits for the affluent became even greater in their later years (during the 2008 to 2010 period specifically). They are set to expire this year, unless Democrats and Republicans in Congress renew them. Although massive amounts of cash from the cuts fell into the hands of America’s wealthiest one percent, these elites have looked at the increased volatility of today’s market and decided to hoard the cash instead of investing it. To make matters worse, extending the cuts will result in an additional transfer of $31 billion into the hands of America’s billionaires.


Labor economist Robert Reich argues that tax cuts directed at the rich do little to restore a vibrant economy. Providing an inconvenient historical analysis to the narrative forwarded by Republicans, Reich explains that from the 1951 to 1980 period, when marginal taxes were between 72 and 90 percent, average economic growth per year was at 3.7 percent. From 1983 through the recent recession – when tax cuts under Reagan and Bush were a mainstay of macro-economic policy, national yearly economic growth averaged 3 percent. Reich is not alone in his conclusion. My previous piece on the Bush tax cuts, drawing on data from the Economic Policy Institute points out that, during the period when Bush’s tax cuts were passed and when the economy began a recovery (following the dot.com crash of 2000), economic growth was generally significantly weaker than during previous economic cycles that weren’t characterized by mass tax cuts for the rich (http://www.media-ocracy.com/?p=1436). In short, there appears to be little evidence that massive subsidies to the rich are the magic formula for restoring an ailing economy. They do a lot to redistribute wealth, but little to promote short-term rapid growth, since they keep money out of the hands of those most likely to spend it right away – the working and middle class.


Tax cuts for the rich (and the cuts for business Obama is proposing) – as with cuts to the wealthy in the past – will do little-to-nothing to restore growth. The reason why is obvious enough: at a time when the masses are tapped out due to continued high levels of unemployment, massive layoffs, and high levels of personal debt, Americans have little incentive to spend without caution. Putting more money into the hands of the public (through a mass public employment program, for example, or other social welfare programs), would help in terms of stimulating spending and economic growth. What will not help are tax cuts aimed at businesses that have no incentive to increase production of goods and services because of the decreased ability of the mass public to afford such goods at a time when everyone is tightening their belts. All that tax cuts for the rich will do is further increase the already appalling depression-level inequality that exists in this country. Besides, business elites have been sitting on a mountain of cash for some time now. If they haven’t invested that money by hiring new workers, there’s little reason to expect that they will do so following another infusion of tax cuts. Corporations like the pharmaceutical giant Pfizer are sitting on more than $26 billion in cash, refusing to reinvest it in job growth. Pfizer isn’t alone either. Fortune reports that non-finance companies in the S&P 500 are holding $837 billion in cash, a growth of 26% since 2009, at a time when the economy limps along and the state mass layoffs for public workers are becoming more common. This level of cash reserves is far outside normal levels from years past, and is unconscionable at a time when these companies should be hiring new workers and focusing on expansion.


As political scientists Jacob Hacker and Paul Pierson show in their book Off Center: the Republican Revolution and the Erosion of American Democracy, the public has opposed tax cuts for the rich for at least the last ten years. Most would rather see government expand its responsibilities to assist the masses and less fortunate through the expansion of broad based social welfare programs. This lesson may stand at odds with Republican-conservative propaganda framing the public as moving to the right in the midst of a Tea Party revolution, but there is little reason to take these pronouncements seriously in light of decades of public opinion data showing longstanding public support for many individual social welfare programs (for more on this data, see the recent books by Martin Gilens, Benjamin Page, and Robert Shapiro, titled Why Americans Hate Welfare and Class War? What Americans Really Think about Economic Inequality).


Corporate America’s gravy train of bailouts and business tax cuts have enabled a culture of entitlement among America’s rich and a callousness that justifies massive layoffs, pursued alongside record executive and CEO bonuses. The pillaging of public funds for private gain is unlikely to stop in the near future in light of what appear to be imminent mass gains in Republican Congressional seats this fall.


Anthony DiMaggio is the editor of media-ocracy (www.media-ocracy.com), a daily online magazine devoted to the study of media, public opinion, and current events. He has taught U.S. and Global Politics at Illinois State University and North Central College, and is the author of When Media Goes to War (2010) and Mass Media, Mass Propaganda (2008). He can be reached at: mediaocracy@gmail.com



The State University of New York, which has 64 campuses, has agreed to a code of conduct developed by New York Attorney General Andrew Cuomo designed to safeguard students from unscrupulous marketing.



The code outlines steps schools should take to monitor and limit credit card marketing to students, according to Bloomberg News. Under the code, colleges would be required to offer financial literacy programs and not share personal information with credit card companies without permission.



Perhaps most importantly, the code bans agreements in which the school earns a percentage of finance charges imposed on students. Schools are being asked to select cards based on students' best interests if an exclusive marketing agreement is made with a credit card company, and must also monitor all credit card offers being marketed on campus.



Cuomo is investigating credit-card marketing practices that target college students through their institutions.



A 2009 survey by Sallie Mae found the average college student graduates with nearly $4,100 in credit card debt.

Fox <b>News</b> Poll: GOPer Johnson Leads Feingold By 8 Points In WI-SEN <b>...</b>

The new Fox News poll of the Wisconsin Senate race has bad news for Democratic Sen. Russ Feingold, with an eight-point lead for Republican businessman Ron Johnson.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: September 28 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Halliburton Makes the Dow Jones Sustainability Index (and pigs fly); More than 100 Arrested at White House Demanding End to Mountaintop Removal; Australian climate activists close down world's ...

Obama: Fox <b>News</b> is &#39;destructive&#39; to America – CNN Political Ticker <b>...</b>

(CNN) - President Obama is pulling no punches when it comes to Fox News, declaring the cable news outlet to be "destructive to long-term growth.

halloween costumes

Fox <b>News</b> Poll: GOPer Johnson Leads Feingold By 8 Points In WI-SEN <b>...</b>

The new Fox News poll of the Wisconsin Senate race has bad news for Democratic Sen. Russ Feingold, with an eight-point lead for Republican businessman Ron Johnson.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: September 28 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Halliburton Makes the Dow Jones Sustainability Index (and pigs fly); More than 100 Arrested at White House Demanding End to Mountaintop Removal; Australian climate activists close down world's ...

Obama: Fox <b>News</b> is &#39;destructive&#39; to America – CNN Political Ticker <b>...</b>

(CNN) - President Obama is pulling no punches when it comes to Fox News, declaring the cable news outlet to be "destructive to long-term growth.


At a time when bailouts for America’s rich proceed unimpeded and Americans are left to fend for themselves, support for further subsidies for the rich is limited among the public. Gallup polling finds that a majority of Americans (56 percent) oppose extending the Bush-era tax cuts, which went overwhelmingly to the wealthiest of Americans. Just one in three support extending the cuts, despite the current rhetoric of the Republican Party.


Opposition to the Bush-era tax cuts is entirely rational among the public in light of the cuts’ failure to promote economic growth. The Bush tax cuts concentrated the greatest benefits toward the rich, and benefits for the affluent became even greater in their later years (during the 2008 to 2010 period specifically). They are set to expire this year, unless Democrats and Republicans in Congress renew them. Although massive amounts of cash from the cuts fell into the hands of America’s wealthiest one percent, these elites have looked at the increased volatility of today’s market and decided to hoard the cash instead of investing it. To make matters worse, extending the cuts will result in an additional transfer of $31 billion into the hands of America’s billionaires.


Labor economist Robert Reich argues that tax cuts directed at the rich do little to restore a vibrant economy. Providing an inconvenient historical analysis to the narrative forwarded by Republicans, Reich explains that from the 1951 to 1980 period, when marginal taxes were between 72 and 90 percent, average economic growth per year was at 3.7 percent. From 1983 through the recent recession – when tax cuts under Reagan and Bush were a mainstay of macro-economic policy, national yearly economic growth averaged 3 percent. Reich is not alone in his conclusion. My previous piece on the Bush tax cuts, drawing on data from the Economic Policy Institute points out that, during the period when Bush’s tax cuts were passed and when the economy began a recovery (following the dot.com crash of 2000), economic growth was generally significantly weaker than during previous economic cycles that weren’t characterized by mass tax cuts for the rich (http://www.media-ocracy.com/?p=1436). In short, there appears to be little evidence that massive subsidies to the rich are the magic formula for restoring an ailing economy. They do a lot to redistribute wealth, but little to promote short-term rapid growth, since they keep money out of the hands of those most likely to spend it right away – the working and middle class.


Tax cuts for the rich (and the cuts for business Obama is proposing) – as with cuts to the wealthy in the past – will do little-to-nothing to restore growth. The reason why is obvious enough: at a time when the masses are tapped out due to continued high levels of unemployment, massive layoffs, and high levels of personal debt, Americans have little incentive to spend without caution. Putting more money into the hands of the public (through a mass public employment program, for example, or other social welfare programs), would help in terms of stimulating spending and economic growth. What will not help are tax cuts aimed at businesses that have no incentive to increase production of goods and services because of the decreased ability of the mass public to afford such goods at a time when everyone is tightening their belts. All that tax cuts for the rich will do is further increase the already appalling depression-level inequality that exists in this country. Besides, business elites have been sitting on a mountain of cash for some time now. If they haven’t invested that money by hiring new workers, there’s little reason to expect that they will do so following another infusion of tax cuts. Corporations like the pharmaceutical giant Pfizer are sitting on more than $26 billion in cash, refusing to reinvest it in job growth. Pfizer isn’t alone either. Fortune reports that non-finance companies in the S&P 500 are holding $837 billion in cash, a growth of 26% since 2009, at a time when the economy limps along and the state mass layoffs for public workers are becoming more common. This level of cash reserves is far outside normal levels from years past, and is unconscionable at a time when these companies should be hiring new workers and focusing on expansion.


As political scientists Jacob Hacker and Paul Pierson show in their book Off Center: the Republican Revolution and the Erosion of American Democracy, the public has opposed tax cuts for the rich for at least the last ten years. Most would rather see government expand its responsibilities to assist the masses and less fortunate through the expansion of broad based social welfare programs. This lesson may stand at odds with Republican-conservative propaganda framing the public as moving to the right in the midst of a Tea Party revolution, but there is little reason to take these pronouncements seriously in light of decades of public opinion data showing longstanding public support for many individual social welfare programs (for more on this data, see the recent books by Martin Gilens, Benjamin Page, and Robert Shapiro, titled Why Americans Hate Welfare and Class War? What Americans Really Think about Economic Inequality).


Corporate America’s gravy train of bailouts and business tax cuts have enabled a culture of entitlement among America’s rich and a callousness that justifies massive layoffs, pursued alongside record executive and CEO bonuses. The pillaging of public funds for private gain is unlikely to stop in the near future in light of what appear to be imminent mass gains in Republican Congressional seats this fall.


Anthony DiMaggio is the editor of media-ocracy (www.media-ocracy.com), a daily online magazine devoted to the study of media, public opinion, and current events. He has taught U.S. and Global Politics at Illinois State University and North Central College, and is the author of When Media Goes to War (2010) and Mass Media, Mass Propaganda (2008). He can be reached at: mediaocracy@gmail.com



The State University of New York, which has 64 campuses, has agreed to a code of conduct developed by New York Attorney General Andrew Cuomo designed to safeguard students from unscrupulous marketing.



The code outlines steps schools should take to monitor and limit credit card marketing to students, according to Bloomberg News. Under the code, colleges would be required to offer financial literacy programs and not share personal information with credit card companies without permission.



Perhaps most importantly, the code bans agreements in which the school earns a percentage of finance charges imposed on students. Schools are being asked to select cards based on students' best interests if an exclusive marketing agreement is made with a credit card company, and must also monitor all credit card offers being marketed on campus.



Cuomo is investigating credit-card marketing practices that target college students through their institutions.



A 2009 survey by Sallie Mae found the average college student graduates with nearly $4,100 in credit card debt.

12th Annual Charity Golf Tournament benefitting the Eureka Camp Society-Apex Secondary School-presented by SNC LAVALIN Pacific Liaicon and Associates Benefitting the Eureka Camp Society-Apex Secondary School photos by Ron Sombilon Gallery (370) by Ron Sombilon Gallery

corporate reputation management

Fox <b>News</b> Poll: GOPer Johnson Leads Feingold By 8 Points In WI-SEN <b>...</b>

The new Fox News poll of the Wisconsin Senate race has bad news for Democratic Sen. Russ Feingold, with an eight-point lead for Republican businessman Ron Johnson.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: September 28 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Halliburton Makes the Dow Jones Sustainability Index (and pigs fly); More than 100 Arrested at White House Demanding End to Mountaintop Removal; Australian climate activists close down world's ...

Obama: Fox <b>News</b> is &#39;destructive&#39; to America – CNN Political Ticker <b>...</b>

(CNN) - President Obama is pulling no punches when it comes to Fox News, declaring the cable news outlet to be "destructive to long-term growth.

eric seiger do

Fox <b>News</b> Poll: GOPer Johnson Leads Feingold By 8 Points In WI-SEN <b>...</b>

The new Fox News poll of the Wisconsin Senate race has bad news for Democratic Sen. Russ Feingold, with an eight-point lead for Republican businessman Ron Johnson.

Brad Friedman and Desi Doyen: Green <b>News</b> Report: September 28 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Halliburton Makes the Dow Jones Sustainability Index (and pigs fly); More than 100 Arrested at White House Demanding End to Mountaintop Removal; Australian climate activists close down world's ...

Obama: Fox <b>News</b> is &#39;destructive&#39; to America – CNN Political Ticker <b>...</b>

(CNN) - President Obama is pulling no punches when it comes to Fox News, declaring the cable news outlet to be "destructive to long-term growth.


12th Annual Charity Golf Tournament benefitting the Eureka Camp Society-Apex Secondary School-presented by SNC LAVALIN Pacific Liaicon and Associates Benefitting the Eureka Camp Society-Apex Secondary School photos by Ron Sombilon Gallery (370) by Ron Sombilon Gallery

http://www.businessweek.com/magazine/content/07_18/b4032066.htm

http://www.businessweek.com/magazine/content/07_18/b4032066.htm

http://www.businessweek.com/magazine/content/07_18/b4032066.htm

http://money.cnn.com/magazines/fortune/fortune_archive/1999/10/25/267811/index.htm

http://money.cnn.com/magazines/fortune/fortune_archive/1999/10/25/267811/index.htm

http://money.cnn.com/magazines/fortune/fortune_archive/1999/10/25/267811/index.htm

http://www.businessweek.com/magazine/content/07_18/b4032066.htm

Friday, September 24, 2010

personal finance manager


Washington (CNN) - Fresh on the heels of Joe Miller's surprising win over Sen. Lisa Murkowski in the Alaska Republican Senate primary, the Tea Party movement is setting its sights on Delaware.


Now the Delaware Republican Party is taking heed – and taking on – the Tea Party-backed candidate in the state's Republican Senate primary, sparking a war of words between the state's establishment GOP and the Tea Party movement.


It's a race that pits conservative Tea Party favorite Christine O'Donnell against moderate Rep. Mike Castle, Delaware's former two-term governor and lone Congressman since 1993.


Both candidates' campaigns have become increasingly caustic, especially as Tea Party-backed candidates across the country have picked up win after win against GOP establishment candidates.


The Tea Party Express endorsed the conservative O'Donnell in July, and recently committed to spending at least six-figures in the state.


"We are launching an aggressive multimedia and multi-platform campaign to help propel Christine O'Donnell to victory, and we've only just begun," Amy Kremer, Chairman of the Tea Party Express, said in a statement.


The group originally planned to spend about $250,000 on the race, but is now considering expanding their presence with TV and radio ad buys in Philadelphia, said Tea Party Express political director Joe Wierzbicki.


A similar last minute media blitz by the Tea Party Express is credited with propelling Miller – a formerly little known candidate – to victory over Murkowski, the Republican Party-backed incumbent.


The group launched a series of TV and radio ads Thursday that support O'Donnell, and rail against Castle as a liberal candidate who "just keeps supporting the failed policies of Nancy Pelosi and Harry Reid."


It's a move that has the Castle campaign fighting back.


"Out-of-state interest groups have threatened to spend half a million dollars to fund the disgusting tactics being used by the O'Donnell campaign to make accusations," said Castle campaign manager Mike Quaranta.


Meanwhile, the Castle campaign has launched therealchristine.com, a site devoted to aggregating negative news about O'Donnell.


Tom Ross, state committee chairman of the Delaware Republican Party, defended the negative nature of the site. "The stories might not be flattering, but they are factual. ...Sometimes it is necessary to make sure that the facts get out there," Ross said.


O'Donnell has faced criticism over her personal finance issues and leftover debt from previous, unsuccessful bids for a Delaware Senate seat. She has also been accused of misstating the results of her run against Joe Biden.


When asked to clarify her remarks in an interview Thursday with radio host Dan Gaffney of WGMD, O'Donnell seemed to grow increasingly frustrated, and ultimately blamed her statements on a grueling campaign schedule.


Ross, who is backing Castle, said that O'Donnell's history is troubling.


"This is a group and candidate that clearly seem to have a problem with facts. It is shocking that they would come in and support a candidate of Christine O'Donnell's ilk," he said.


"It is sad that the group didn't investigate the candidate that they're supporting… and surprising they would take their supporters' money that they donated and squander it in such a fashion," Ross said.


Ross also questioned whether O'Donnell is capable of pulling off an upset similar to Miller's win in Alaska.


"In Alaska, it was that Joe Miller is an Ivy League grad, a war hero, excellent standing in the community," Ross said. "Look at Christine O'Donnell. She has none of those attributes. She is career politician. She's run unsuccessfully for Senate three times."


Yet, Wierzbicki criticized Ross for dismissing O'Donnell, calling her a true conservative.


" is everything that is wrong with the establishment of the Republican Party. He should be fired for serving to undermine a Republican candidate who stands on conservative principles. It's his job to advance all Republicans in the state of Delaware. Instead he has become a tool for those who wish to thwart the Republican Party platform and turn the GOP into a Democrat-lite outfit. We find him reprehensible and shameless," Wierzbicki said.


Republican Gov. Chris Christie of neighboring New Jersey endorsed Castle Thursday.


The winner will face Democrat Chris Coons in the race for Vice President Joe Biden's former seat.



If you walked into the average bookstore, you'd think that women rule the roost when it comes to personal finance. From Suze Orman's now-classic Women and Money to the more recent (and more colorfully titled) Bitches on a Budget, there's no shortage of do-it-yourself financial advice tailored to women.



Apparently, though, when women make the momentous move from self-help to seeking professional advice about investing and retirement, things go rapidly downhill. A recent study by the Boston Consulting Group revealed that women perceived themselves as receiving wealth management services at a level of quality that is inferior to that received by their male counterparts.



According to the study, women are the key decision-makers when it comes to 27% of the wealth worldwide: that's $20 trillion! But despite the massive chunk of power they wield, 55% of the women surveyed in the study said they felt their wealth manager could do a better job of advising them. Almost a quarter of the respondents said private banks needed "significant improvement" in the services they offer to women.



"The dissatisfaction stems from the unshakable perception that men get more attention, better advice, and sometimes even better terms and deals," according to study co-author Peter Damisch. "We heard this sense of subordination time and time again in our interviews."



This perceived disparity in service arose from several key disconnects in the relationships and communications between women and their financial advisers. Manisha Thakor, Chartered Financial Analyst and women's financial literacy advocate, offers some steps savvy female investors can take to avoid being under-served by their wealth managers and investment advisers:



1. Find your adviser and get your financial education from women-run resources.




The financial services industry is dominated by males and therefore the "DNA is structured around the male experience," Thakor explains, adding that she sees many firms making an effort to change this. Most financial advisers are men, who may not inherently understand the whole-life nature of the average woman's financial plans and needs. They also may have very different communication styles than their women clients.



Thakor recommends women use women-created resources like LearnVest and DailyWorth to educate themselves in order to avoid the intimidation factor when talking about investment products with their advisers. She also encourages women to consult Garrett Planning Network, founded by Certified Financial Planner Sheryl Garrett, to locate a local certified financial planner who works on an hourly-fee-only basis. Taking these steps, Thakor explains, may alleviate the concern expressed by many women in the BCG study that they were not being taken seriously or talked to on the same level as male clients by their financial advisers.



2. Expressly state your ideal career trajectory, then ask how you should alter your investment plans accordingly.



In the BCG study, women stated that their investment advisers fundamentally misunderstood what was actually important to them, and recommended a too-narrow range of inappropriate investment vehicles as a result. Many said their advisers assumed they had a lower risk tolerance than they actually did, or that their advisers focused on short-term results and disregarded their long-term goals, which often included time out to care for a child or parent.



Thakor offers women a script of sorts to remedy this communication disconnect. "Go in and say: "I want to be a mom and I may take X amount of time out of the work force," she advises. Then ask, "How do we adjust how much I need to save and how I should invest to compensate for this?"



3. Start saving early.



evergreen big white booty

Can &#39;Fox <b>News</b> North&#39; win its next battle? - Canada - Macleans.ca

Sun TV's Canadian-content promise might be its best selling feature.

<b>News</b> - Lindsay Lohan &quot;Demure and Quiet&quot; as She Arrived at Jail <b>...</b>

Like her previous stints in the slammer, she'll be kept away from other inmates in a 12x9 cell.

Tax The Rich! (9pm Saturday on Fox <b>News</b> Channel) « John Stossel

In my weekend special, The Battle for the Future -- it airs Saturday at 9pm and Sunday at 8 PM and.


Can &#39;Fox <b>News</b> North&#39; win its next battle? - Canada - Macleans.ca

Sun TV's Canadian-content promise might be its best selling feature.

<b>News</b> - Lindsay Lohan &quot;Demure and Quiet&quot; as She Arrived at Jail <b>...</b>

Like her previous stints in the slammer, she'll be kept away from other inmates in a 12x9 cell.

Tax The Rich! (9pm Saturday on Fox <b>News</b> Channel) « John Stossel

In my weekend special, The Battle for the Future -- it airs Saturday at 9pm and Sunday at 8 PM and.


big white booty

Can &#39;Fox <b>News</b> North&#39; win its next battle? - Canada - Macleans.ca

Sun TV's Canadian-content promise might be its best selling feature.

<b>News</b> - Lindsay Lohan &quot;Demure and Quiet&quot; as She Arrived at Jail <b>...</b>

Like her previous stints in the slammer, she'll be kept away from other inmates in a 12x9 cell.

Tax The Rich! (9pm Saturday on Fox <b>News</b> Channel) « John Stossel

In my weekend special, The Battle for the Future -- it airs Saturday at 9pm and Sunday at 8 PM and.



Noel Coward by Greenman 2008







Noel Coward by Greenman 2008






























how to budget personal finances




Events of the last week have made the Deficit Commission an embarrassment. Co-Chair Alan Simpson is a one-man disaster movie, compulsively offending one key voting bloc after another. Commission member Paul Ryan faced an angry crowd over his anti-Social Security stance, while another Commissioner locked experienced workers out of a nuclear facility rather than provide retirement benefits.


That's right: He's cutting retirement benefits.


But if the political blowback is obvious, here's what isn't: The Commissioners who are determined to cut your Social Security benefits are going to enjoy their own retirements in comfort. Their own pension plans insulate them from the fears that many other Americans face, and they don't have the professional expertise that would help them understand those concerns. In fact, the Commission's only expert on retirement is Rep. Jan Schakowsky, and she apparently opposes benefit cuts. The rest of the Commission is dominated by people who've expressed their desire to cut Social Security, despite their own secure futures. Millions of working Americans who have contributed to Social Security all their lives will lose out if these Commissioners have their way.


Happy Labor Day.


Normally I consider it off-limits to discuss people's personal finances when discussing their political opinions. But these Commissioners' lack of subject matter expertise, along with their lack of empathy, is important. If you don't know much about the topic and are protected from the problem, what makes you credible? Their pre-established prejudices makes the situation even worse, and their own situations underscore the irony of their self-professed willingness to make "brave choices" - choices whose consequences will mean little or nothing to them.


The Commission's Social Security obsession is odd anyway, since the projected Social Security shortfall comes out to only 0.7% of GDP. Nevertheless, these Commissioners have made their benefit-cutting intentions plain, presumably because they want to offer up America's seniors as a sacrifice to the bond markets. So how will these would-be income-slashers for the elderly make out in their own golden years? They'll be golden.


Consider Commissioner Alice Rivlin. Rivlin co-authored a paper that called for raising the retirement age and other benefit cuts, and recently released a specious paper about "Saving Social Security." As a former HEW Undersecretary, CBO Director, White House Budget Director, and Federal Reserve Vice Chair, she will presumably enjoy a comfortable retirement supported by multiple public pensions. Says Rivlin: ""We can't get out of this problem without doing both spending cuts, especially slowing the growth of entitlement, and tax increases."


Experts on Social Security finance (including the long-time Chief Actuary for the program) flatly disagree with Rivlin, pointing out that an adjustment to the payroll tax cap would unquestionably be enough to get the job done. They have the numbers to prove it. So why does Rivlin, who does not have their expertise in this area, disagree? Go ask Alice.


Co-Chair Erskine Bowles brokered a deal with Newt Gingrich to cut Social Security in the 1990s, when he served as Bill Clinton's Chief of Staff. Before that he headed the Small Business Administration, so his government tenure presumably qualifies him for a Federal pension. If not, don't worry: He receives $425,000 per year in his current job running the public universities of North Carolina, and the people of North Carolina are presumably also funding a pension on his behalf. To his credit, Bowles pledged to donate $125,000 of his salary for need-based student funds - but then, he can afford it. As the son of a US Congressman, Bowles had the education and connections needed to make millions as an investment banker. The added income he earns today as a Board member for General Motors and Morgan Stanley will help, too - and his government experience undoubtedly helped him win those positions, too.


Republican Rep. Paul Ryan, an aggressive advocate of Social Security cuts and privatization, will also enjoy his sunset years in comfort, thanks to a publicly-funded pension from his tenure as a Congressman. (He'll presumably earn even more as a result of his employment as an aide to two United States Senators.) Rep. Jeb Hensaerling has served as both a Representative and as an aide to Sen. Phil Gramm, so he should be safe from financial insecurity in his old age too .


The average annual pension payments for former members of Congress ranged from $41,000 to $55,000 in 2002, considerably more than the average $13,836 that Social Security recipients received in 2009. Yet neither Ryan nor Hensaerling have proposed cutting Congressional retirement benefits - nor should they. Sound pension plans like theirs were once available to most working Americans, and more effort should be made to restore them.


Former SEIU President Andrew Stern, who once might have been counted on to defend Social Security, recently sneered at Commission critics as "assassins of change" while saying that "all entitlements should be on the table." Mr. Stern's annual pension is $152,000 - and he retired at the age of 59, not 70. Nevertheless, Stern now publicly muses about "whether defined benefit pensions can really exist in the long run in a globalized economy."


Judd Gregg, who wants to raise the retirement age to 70, will receive a Federal pension for his Senate position. Gregg, like Alan Simpson, is the son of a Governor (self-made men, you might say), which means that public pensions also ensured that neither of them had to worry about supporting their aged parents. Tom Coburn, another would-be Social Security cutter, will receive a Congressional and Senatorial pension too.


David Cote, the CEO of Honeywell, provides some "private enterprise" perspective to the Commission's work. But Cote's wealth comes in part from Honeywell's government contracts, which exceed $4 billion annually. What's more, Cote's "free enterprise" ethic didn't stop him from making sure that Honeywell grabbed a few million in stimulus money from the taxpayers, too. A few billion from the Pentagon here, a few million more from Uncle Sam there - that'll plump up the nest egg a little for Mr. Cote's sunset years.


Cote made the headlines this week when Honeywell locked out the union workers at a nuclear power plant over a labor dispute - even though the workers agreed to stay on the job to protect public safety. Instead, Cote hired replacements and put them through a pared-down training process. The image of Homer Simpson comes to mind, pushing the wrong buttons and spilling beer on the reactor console - which would presumably make Cote Mr. Burns.


But it's no joking matter. Apparently there's real danger, which is why the Nuclear Regulatory Commission reportedly stepped in to block Honeywell from distilling uranium with its crew of replacement workers And what are the union and Honeywell arguing about? Honeywell's raising health care costs - and eliminating retiree pension plans for new workers.


That's right. A member of the Commission that's pretending to judge our retirement security with impartiality would rather have hastily-trained amateurs handle nuclear materials than bargain openly with his workers - about their retirement. D'oh!


As for Simpson (Alan, not Bart), to say that he suffers from "political Tourette's syndrome" would be a disservice to Tourette's sufferers. Most of them don't really say socially objectionable things, and those who do (it's called "coprolalia") don't mean what they say. But Simpson does. By attacking senior citizens as "greedy geezers," then offending women with his "milk cow with 100 million tits" comment, and now offending veterans' groups, Simpson has now hit the voting bloc trifecta.


And Cote's outraged labor, a fourth group. But the problem isn't Simpson anymore, or Cote for that matter. It's the Commission itself. The coprolalic curmudgeon Simpson has done a service to the nation. He's drawn attention to the Commission, and to the anti-Social Security biases held by so many of its members - all of whom will retire in comfort, thanks to those whose benefits they would cut. It's the comfortable afflicting the afflicted.


If these Deficit Commission members want their recommendations to have any credibility, they should pledge to live on the same Social Security benefits that they would impose for other Americans. Better yet, they should dedicate themselves to helping provide every American with the kind of retirement security they enjoy. That was part of the social contract this nation embraced during its years of greatest economic growth, the fulfillment of a promise that a lifetime of work should never end with years of deprivation. They should be working to restore that contract, not erode it even further.


One thing is clear: This Commission has no business making recommendations about Social Security.


(Sign a petition asking Congress and the President to protect Social Security from the Deficit Commission. Roger Hickey has more here.)


Additional links:


* Sam Seder and I discussed Social Security this week while co-hosting The Young Turks.


* For further reference on the Commission's members and their biases, see Firedoglake and Talking Points Memo.


* House Democrats are vowing to protect Social Security from any cuts. The polls show why that's a very wise idea.



I am a 25 year old college student (school, job + savings, back to school… long story) and boy do I wish I knew about all the resources available to me back then. Good for you for starting early!


Lucky for me I have 1 parent (divorced) who is so bad with money that I have been scared into financial responsibility from a young age. Was I perfect? Hahaha.. but I am doing better than 95% of my friends are right now so I guess I am doing something right?


Here is my advice:


1. GET A JOB! - 2 shifts a week is all it takes. I have friends who just graduated from college without ever having a job. Result? No work experience so nowhere will hire them. Some had problems even getting an internship! Try for customer service jobs. Employers value people skills more than flipping burgers.


2. BUDGET! - Cant teach an old dog new tricks so it is best to start young. Add up your monthly expenses such as rent/insurance/cell/gas/etc and divide by 2 or 4 (depending on weekly/bi-weekly payday). Put this money in savings and no touchy! Once you can live on that budget a certain % for an emergency fund and then % for savings. The rest is your “fun” money. As others have said: pizza, ipods, and clothes are “fun money” and NOT emergencies!


3. DEBIT, CREDIT, or CASH?


DEBIT- I am a die hard debit card user. My credit union has detailed (free) online banking. I check my online bank statement in the morning and at night and go over my spending. Think of it as an instant virtual slap in the face about your spending habits. It hurts for the best.


CASH - Some people just cant be responsible enough to respect the plastic and do better with cash. Try and keep bigger bills on you. Breaking a $5 is less mentally painful than breaking a $20. $1s are dangerous. That can of coke is “only $1″. $7 a week, $30 a month. It adds up.


CREDIT - Many say don’t get a credit card, but I disagree. If you are responsible college is a great time to build credit (unless you have some serious control issues… if that is the case, these are not the droids you are looking for…). Not building credit early is the BIGGEST regret I have. Good credit means better rates when buying a house or a car. Do your research first. Consider a student, or if you have to a secured card.


More about credit-


*Do NOT apply for a credit card on campus. It is like selling your soul for a candy bar. Every time you apply for a credit card they run a credit check, which “pings” you. Too many pings hurts your credit score. Not good. Friend did that at every kiosk that offered something free to sign up when she was 20. This was 7 years ago and her credit is still recovering! The same is true for store credit cards. Do.Not.WANT!

*Pick a required expense, such as gas or cell phone bill and put it on the credit card. Pay off the card at the end of each month. Repeat.

*Do NOT use your credit card to buy “fun money” purchases. No clothes, no ipods, no pizza. This is why you have your debit card of cash. Don’t even think about it mr.!


4. EATING/DRINKING - This is going to be the weird random one from one young person to another.(Part of this only applies to you on/after your 21st birthday!) The young person’s life revolves around being social. For a 20 something this normally involves dinner and/or drinks with friends. It is expensive! So much money can be saved if you plan ahead!


*Eating - Going out to eat is a much needed social experience but NEVER go out to eat starving! Just like you don’t go shopping when you are hungry you never want to experience the whole “eyes bigger than stomach” thing while dining out. Have a snack an hour or so before you meet friends for dinner. This will help you avoid ordering that $8 appetizer! Also, try and order things that reheat or are good cold. LEFTOVERS! Also, water is free. It is good for you! Coke is $3. Go buy yourself a 12 pack and have one when you get home.


*Drinking - Most 20 somethings drink. It is a very expensive part of our lives. It is a social event to help us forget about school and work. We like bars. Unfortunately $5 for a beer is highway robbery! NEVER go to a bar completely sober (when you are 21+ & no drinky + drivey!). Have a drink or 2 at home and then have a beer at the bar. You will save TONS. Also, bring cash to a bar. Only bring as much cash as your sober self would like to spend. Alcohol impairs judgment. Sober you will thank drunk you for not spending. Drunk you will thank sober you for being smart enough to make sure you can afford the advil to take care of that hangover the next day. It is a win win.


Put all that saved food and drink money towards something that will last.


5. BOOKS - Buy used whenever possible. Check online first because campus stores are normally a ripoff. Try and sell the books back online, even if they have released a new edition. Most student book stores on campus will only give you 1/2 of what someone online will be willing to give you!


6. CARS - Buy used and reliable, but not “cheap”. New cars lose tons of value when you drive them off the lot. Don’t buy a “cheap” used car on it’s last leg. Think Goldilocks - not too new, not too old, juuusssttt right! Save up as much money as possible. Pay for it in cash if you can. If not, save up at least 2/3 before purchasing and do your homework!


And whatever you do: AVOID parking tickets, speeding tickets, registration fines.. may as well light the money on fire! Or if you do not want it I will give it a nice home and save you the trouble.





company big white booty

BREAKING <b>NEWS</b>: Lindsay Lohan Ordered Back To Jail; Bail Revoked <b>...</b>

9:08 am PST: The judge has thrown the book at Lindsay. Her bail was revoked. She was handcuffed and taken into custody. A probation hearing was set for October 22nd. Lindsay appeared stunned. 8:22 am PDT: Lindsay has entered the ...

MOH beta to &quot;clear up misunderstanding&quot; PC <b>News</b> - Page 1 <b>...</b>

Read our PC news of MOH beta to. ... Eurogamer tested the Medal of Honor single-player campaign earlier this month, and then sat down executive producer Greg Goodrich for a chat. Oh Tiery me. Got a tip? Email news@eurogamer.net. ...

Actual Real Life Good Internet <b>News</b>: Super Wi-Fi Coming Soon <b>...</b>

Most of the time, news about the internet is both hard to understand and seemingly bad. There are always stories coming out about net neutrality where you.


BREAKING <b>NEWS</b>: Lindsay Lohan Ordered Back To Jail; Bail Revoked <b>...</b>

9:08 am PST: The judge has thrown the book at Lindsay. Her bail was revoked. She was handcuffed and taken into custody. A probation hearing was set for October 22nd. Lindsay appeared stunned. 8:22 am PDT: Lindsay has entered the ...

MOH beta to &quot;clear up misunderstanding&quot; PC <b>News</b> - Page 1 <b>...</b>

Read our PC news of MOH beta to. ... Eurogamer tested the Medal of Honor single-player campaign earlier this month, and then sat down executive producer Greg Goodrich for a chat. Oh Tiery me. Got a tip? Email news@eurogamer.net. ...

Actual Real Life Good Internet <b>News</b>: Super Wi-Fi Coming Soon <b>...</b>

Most of the time, news about the internet is both hard to understand and seemingly bad. There are always stories coming out about net neutrality where you.


big white booty

BREAKING <b>NEWS</b>: Lindsay Lohan Ordered Back To Jail; Bail Revoked <b>...</b>

9:08 am PST: The judge has thrown the book at Lindsay. Her bail was revoked. She was handcuffed and taken into custody. A probation hearing was set for October 22nd. Lindsay appeared stunned. 8:22 am PDT: Lindsay has entered the ...

MOH beta to &quot;clear up misunderstanding&quot; PC <b>News</b> - Page 1 <b>...</b>

Read our PC news of MOH beta to. ... Eurogamer tested the Medal of Honor single-player campaign earlier this month, and then sat down executive producer Greg Goodrich for a chat. Oh Tiery me. Got a tip? Email news@eurogamer.net. ...

Actual Real Life Good Internet <b>News</b>: Super Wi-Fi Coming Soon <b>...</b>

Most of the time, news about the internet is both hard to understand and seemingly bad. There are always stories coming out about net neutrality where you.



Quizzle is going green - sign up to find out how green you are and get a free credit report! by QuizzleTown







Quizzle is going green - sign up to find out how green you are and get a free credit report! by QuizzleTown






























Thursday, September 23, 2010

Making Money



Gawker Media Community Policy



These are our sites, and we reserve the right to moderate the discussion. The basic rules are standard: An attack on authors or other commenters is unlikely to make you popular. Think before you disparage social or ethnic groups. Don't spam. Don't post pornography or copyrighted imagery. Stay on topic.



That said, the community policy of Gawker Media is forgiving. If your criticism is articulate, it will likely get through. We dole it out; we can take it. What do we mean by articulate? Support your point with argument, facts and citations. Good grammar and spelling also help.


Got questions? Need answers? See our FAQ and site-specific community guidelines.



Close


















Phil Pruitt Joins Yahoo! <b>News</b> As Politics Editor

USA Today Deputy Managing Editor/News Phil Pruitt has left the newspaper to join Yahoo! News as its new Politics editor.

Google New: It&#39;s Google <b>News</b> About New Google Stuff In One Place

In terms of blog networks, no one ever seems to talk about Google, but they actually have one of the biggest. The search giant has well over 100 blogs devoted to everything from general company news to niche things that only webmasters ...

AllHipHop.com Daily <b>News</b> - : Jay-Z Lands On Forbes 400 <b>...</b>

(AllHipHop News) Hip-Hop mogul Jay-Z is one of 15 entrepreneurs Forbes magazine has predicted will be worth a billion dollars by the year 2015. Jay-Z was named amongst an elite group of tech moguls, hedge-funders, athletes and ...


robert shumake

Phil Pruitt Joins Yahoo! <b>News</b> As Politics Editor

USA Today Deputy Managing Editor/News Phil Pruitt has left the newspaper to join Yahoo! News as its new Politics editor.

Google New: It&#39;s Google <b>News</b> About New Google Stuff In One Place

In terms of blog networks, no one ever seems to talk about Google, but they actually have one of the biggest. The search giant has well over 100 blogs devoted to everything from general company news to niche things that only webmasters ...

AllHipHop.com Daily <b>News</b> - : Jay-Z Lands On Forbes 400 <b>...</b>

(AllHipHop News) Hip-Hop mogul Jay-Z is one of 15 entrepreneurs Forbes magazine has predicted will be worth a billion dollars by the year 2015. Jay-Z was named amongst an elite group of tech moguls, hedge-funders, athletes and ...




Gawker Media Community Policy



These are our sites, and we reserve the right to moderate the discussion. The basic rules are standard: An attack on authors or other commenters is unlikely to make you popular. Think before you disparage social or ethnic groups. Don't spam. Don't post pornography or copyrighted imagery. Stay on topic.



That said, the community policy of Gawker Media is forgiving. If your criticism is articulate, it will likely get through. We dole it out; we can take it. What do we mean by articulate? Support your point with argument, facts and citations. Good grammar and spelling also help.


Got questions? Need answers? See our FAQ and site-specific community guidelines.



Close



















make money with the law of attraction by Shannon and Kim


robert shumake

Phil Pruitt Joins Yahoo! <b>News</b> As Politics Editor

USA Today Deputy Managing Editor/News Phil Pruitt has left the newspaper to join Yahoo! News as its new Politics editor.

Google New: It&#39;s Google <b>News</b> About New Google Stuff In One Place

In terms of blog networks, no one ever seems to talk about Google, but they actually have one of the biggest. The search giant has well over 100 blogs devoted to everything from general company news to niche things that only webmasters ...

AllHipHop.com Daily <b>News</b> - : Jay-Z Lands On Forbes 400 <b>...</b>

(AllHipHop News) Hip-Hop mogul Jay-Z is one of 15 entrepreneurs Forbes magazine has predicted will be worth a billion dollars by the year 2015. Jay-Z was named amongst an elite group of tech moguls, hedge-funders, athletes and ...


robert shumake

Phil Pruitt Joins Yahoo! <b>News</b> As Politics Editor

USA Today Deputy Managing Editor/News Phil Pruitt has left the newspaper to join Yahoo! News as its new Politics editor.

Google New: It&#39;s Google <b>News</b> About New Google Stuff In One Place

In terms of blog networks, no one ever seems to talk about Google, but they actually have one of the biggest. The search giant has well over 100 blogs devoted to everything from general company news to niche things that only webmasters ...

AllHipHop.com Daily <b>News</b> - : Jay-Z Lands On Forbes 400 <b>...</b>

(AllHipHop News) Hip-Hop mogul Jay-Z is one of 15 entrepreneurs Forbes magazine has predicted will be worth a billion dollars by the year 2015. Jay-Z was named amongst an elite group of tech moguls, hedge-funders, athletes and ...

















Wednesday, September 22, 2010

Making Money Online Easy

If Apple gets its way, the next big wave of content to hit iTunes might be magazine and newspaper subscriptions.

The Wall Street Journal is reporting that Apple is trying to convince publishers to offer newspaper and magazine subscriptions for the iPad through Apple’s own portal./> id="more-386602">/> Even before the iPad was launched, rumors of this sort of arrangement were already underway. Many of the Western world’s biggest publishers, including Time Inc., Hearst and Condé Nast, released iPad-optimized magazines or newspapers to coincide with the product’s release.

However, magazines have been limited to single issue sales. Some apps notify a user when a new issue is available, but at $4 or $5 an issue, most users are unlikely to forego a print or online subscription for iPad content.

The big holdup with bringing subscriptions to the iPad has reportedly revolved around user data and, of course, money. Publishers often use their subscriber database to better target customers and to entice advertisers. Apple reportedly doesn’t want to give publishers such easy access to customer information.

Additionally, Apple would likely want to take a 30% revenue cut off any subscriptions sold within iTunes, the same as it does for apps, music, books and video files now.

Both of these points are contentious with publishers, who have acquiesced by selling issues individually or are trying to either build apps that are really just portals to subscriber-only websites (à la The Wall Street Journal) or apps like Zinio that are PDF portals of sorts on their own.

Of course, the big promise with the iPad has been that it is an opportunity for publishers to redefine magazine or newspaper content by making it more engaging and interactive rather than just being a facsimile of the print edition.

Publishers who are looking at ways to combat declining print sales may be able to use Apple’s 160-million strong iTunes customer base to help boost sales. That might be worth a trade-off of control and profit.

For Apple, having unique arrangements with publishers to offer compelling subscription content that is auto-delivered to iOS devices could be a big differentiating factor between the iPad and future competing devices.

Apple’s foray into the world of e-books remains small, especially when compared to market giant Amazon.comclass="blippr-nobr">Amazon.com, but the iPad has the ability and the form factor to provide a much more compelling experience for subscription content.

We’ve reached out to several publishers for comment on this story and have not heard back. We’ll keep following this story for future developments.

In the meantime, let us know what you think of iPad-tailored subscriptions for newspapers and magazines. Do you currently read print publications? Would you be more or less likely to subscribe to a tablet-friendly digital version?

For more Apple coverage:

    class="f-el">class="cov-twit">Follow Mashable Appleclass="s-el">class="cov-rss">Subscribe to the Apple channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad


Look Who's Talkin': Comments, Quips, and Tips We Have Known and Loved














What Kitchen Item Should You Not Skimp On?



"I'm with the majority - cookware and knives. Save some money by not purchasing as many pieces but make the ones you do buy good quality and keep them forever.



"What was Tony Bourdain's line? 'If you have any doubts that a pan will do serious damage when banged on someone's head, it's not a good pan'?..." —DDJJ



Is Your Kid Good in a Restaurant?



"My son is almost 2, and he's been going out to restaurants with me since he was a week old. mostly places like Panera and Chipotle, but he's been to a few sit-down places like the local mexican restaurant, Red Robin and other family-friendly places, and he LOVES going to get pho with me. i don't know if it's because he's so used to it (we go out at least once a week, even if it's just a bagel at Panera), but he's almost never loud and obnoxious. fidgety, and wiggly, and wanting to get out of the high chair, but rarely anything that would annoy other patrons. i just make sure that i have something for him to play with, and something to snack on/drink, and if he acts up that'll usually settle him down.



"Of course, now that i said something, he's going to turn into a holy terror..." —AmandaE



Fondant Cakes: I'm So Over Them



"Ever see cakewrecks.com? On Sundays they feature Unwrecks, and almost all fondant free." —sheri1970



Does Anyone Love Their Toaster Oven? Looking for the Best One



"I always like to recommend checking out reviews from Consumer Reports magazine. We usually consult them before making an appliance purchase. They don't always review the exact model you might find in the store but you can get a good idea about the reliability, longevity, strengths and weaknesses of a particular manufacturer. Your local library will probably carry past issues, or they will have an online subscription that you can use to see all their articles. It's a great resource if you're thinking of buying a car." —feedmillgirl



Does Anyone Suspect a few Ringers?



"<'s funny how often you can have the same conversations over and over when you're talking to certain elder relatives. Which will happen sooner or later to all of us.



"What was it I was just saying?



"But yeah, conversation can swing a whole different way when different people participate. If it's something with a yes-no answer, then it's probably better not to ask the same thing again real soon, but with cooking there aren't that many definitive answers." —dbcurrie



Simple Question: Do You Eat While Driving?



"Occasionally (much to my husband's dismay if he knew), usually a breakfast sandwich on the way to work along with a can of Diet Coke. I take extra care to stay in the right hand lane and travel somewhat more slowly than I normally do when noshing on the run. That said, I drive a stick so that really limits it to half a hand munchies." —Hilfy



People Who Have Actual Real-life Food/Spice Names?



"I went to school with a family that had 3 kids: Bud, Sherry, Brandy.



"And yes there was a bit of a drinking problem in that family." —OTC617



Best General Purpose Cookbook?



"My suggestion would be to take a look at several general cookbooks at the library or your local friendly book store and see which one really works for you. Consider the range of recipes, how it's bound (I like hardbound or ringbound books that I can lay flat, but you may prefer paperback or find ringbound books hard to store), the way it's written (Do you want something that includes little personal-sounding tips or something written more clinically? Can you understand the directions on the first read through?), how easy or difficult you find the typeface to read, illustrations (Some people want a photo for every or nearly every dish, others aren't as bothered about seeing what everything is supposed to look like), whether the price looks like you're getting good value for money... anything that might matter to you in working with the book...." —Twistie









Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...

Google <b>News</b> Now Eight Years Old

google-news-screenshot-old Google today announced on the official Google blog the eighth birthday of Google News. It's a huge milestone for the California-based search company, which launched the Google News service on the 22nd of ...

Expired Zune Pass sub blocks music Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of Expired Zune Pass sub blocks music.


robert shumake

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...

Google <b>News</b> Now Eight Years Old

google-news-screenshot-old Google today announced on the official Google blog the eighth birthday of Google News. It's a huge milestone for the California-based search company, which launched the Google News service on the 22nd of ...

Expired Zune Pass sub blocks music Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of Expired Zune Pass sub blocks music.


If Apple gets its way, the next big wave of content to hit iTunes might be magazine and newspaper subscriptions.

The Wall Street Journal is reporting that Apple is trying to convince publishers to offer newspaper and magazine subscriptions for the iPad through Apple’s own portal./> id="more-386602">/> Even before the iPad was launched, rumors of this sort of arrangement were already underway. Many of the Western world’s biggest publishers, including Time Inc., Hearst and Condé Nast, released iPad-optimized magazines or newspapers to coincide with the product’s release.

However, magazines have been limited to single issue sales. Some apps notify a user when a new issue is available, but at $4 or $5 an issue, most users are unlikely to forego a print or online subscription for iPad content.

The big holdup with bringing subscriptions to the iPad has reportedly revolved around user data and, of course, money. Publishers often use their subscriber database to better target customers and to entice advertisers. Apple reportedly doesn’t want to give publishers such easy access to customer information.

Additionally, Apple would likely want to take a 30% revenue cut off any subscriptions sold within iTunes, the same as it does for apps, music, books and video files now.

Both of these points are contentious with publishers, who have acquiesced by selling issues individually or are trying to either build apps that are really just portals to subscriber-only websites (à la The Wall Street Journal) or apps like Zinio that are PDF portals of sorts on their own.

Of course, the big promise with the iPad has been that it is an opportunity for publishers to redefine magazine or newspaper content by making it more engaging and interactive rather than just being a facsimile of the print edition.

Publishers who are looking at ways to combat declining print sales may be able to use Apple’s 160-million strong iTunes customer base to help boost sales. That might be worth a trade-off of control and profit.

For Apple, having unique arrangements with publishers to offer compelling subscription content that is auto-delivered to iOS devices could be a big differentiating factor between the iPad and future competing devices.

Apple’s foray into the world of e-books remains small, especially when compared to market giant Amazon.comclass="blippr-nobr">Amazon.com, but the iPad has the ability and the form factor to provide a much more compelling experience for subscription content.

We’ve reached out to several publishers for comment on this story and have not heard back. We’ll keep following this story for future developments.

In the meantime, let us know what you think of iPad-tailored subscriptions for newspapers and magazines. Do you currently read print publications? Would you be more or less likely to subscribe to a tablet-friendly digital version?

For more Apple coverage:

    class="f-el">class="cov-twit">Follow Mashable Appleclass="s-el">class="cov-rss">Subscribe to the Apple channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad


Look Who's Talkin': Comments, Quips, and Tips We Have Known and Loved














What Kitchen Item Should You Not Skimp On?



"I'm with the majority - cookware and knives. Save some money by not purchasing as many pieces but make the ones you do buy good quality and keep them forever.



"What was Tony Bourdain's line? 'If you have any doubts that a pan will do serious damage when banged on someone's head, it's not a good pan'?..." —DDJJ



Is Your Kid Good in a Restaurant?



"My son is almost 2, and he's been going out to restaurants with me since he was a week old. mostly places like Panera and Chipotle, but he's been to a few sit-down places like the local mexican restaurant, Red Robin and other family-friendly places, and he LOVES going to get pho with me. i don't know if it's because he's so used to it (we go out at least once a week, even if it's just a bagel at Panera), but he's almost never loud and obnoxious. fidgety, and wiggly, and wanting to get out of the high chair, but rarely anything that would annoy other patrons. i just make sure that i have something for him to play with, and something to snack on/drink, and if he acts up that'll usually settle him down.



"Of course, now that i said something, he's going to turn into a holy terror..." —AmandaE



Fondant Cakes: I'm So Over Them



"Ever see cakewrecks.com? On Sundays they feature Unwrecks, and almost all fondant free." —sheri1970



Does Anyone Love Their Toaster Oven? Looking for the Best One



"I always like to recommend checking out reviews from Consumer Reports magazine. We usually consult them before making an appliance purchase. They don't always review the exact model you might find in the store but you can get a good idea about the reliability, longevity, strengths and weaknesses of a particular manufacturer. Your local library will probably carry past issues, or they will have an online subscription that you can use to see all their articles. It's a great resource if you're thinking of buying a car." —feedmillgirl



Does Anyone Suspect a few Ringers?



"<'s funny how often you can have the same conversations over and over when you're talking to certain elder relatives. Which will happen sooner or later to all of us.



"What was it I was just saying?



"But yeah, conversation can swing a whole different way when different people participate. If it's something with a yes-no answer, then it's probably better not to ask the same thing again real soon, but with cooking there aren't that many definitive answers." —dbcurrie



Simple Question: Do You Eat While Driving?



"Occasionally (much to my husband's dismay if he knew), usually a breakfast sandwich on the way to work along with a can of Diet Coke. I take extra care to stay in the right hand lane and travel somewhat more slowly than I normally do when noshing on the run. That said, I drive a stick so that really limits it to half a hand munchies." —Hilfy



People Who Have Actual Real-life Food/Spice Names?



"I went to school with a family that had 3 kids: Bud, Sherry, Brandy.



"And yes there was a bit of a drinking problem in that family." —OTC617



Best General Purpose Cookbook?



"My suggestion would be to take a look at several general cookbooks at the library or your local friendly book store and see which one really works for you. Consider the range of recipes, how it's bound (I like hardbound or ringbound books that I can lay flat, but you may prefer paperback or find ringbound books hard to store), the way it's written (Do you want something that includes little personal-sounding tips or something written more clinically? Can you understand the directions on the first read through?), how easy or difficult you find the typeface to read, illustrations (Some people want a photo for every or nearly every dish, others aren't as bothered about seeing what everything is supposed to look like), whether the price looks like you're getting good value for money... anything that might matter to you in working with the book...." —Twistie










Make Money Online Is EASY! by Jon Kissell


robert shumake

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...

Google <b>News</b> Now Eight Years Old

google-news-screenshot-old Google today announced on the official Google blog the eighth birthday of Google News. It's a huge milestone for the California-based search company, which launched the Google News service on the 22nd of ...

Expired Zune Pass sub blocks music Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of Expired Zune Pass sub blocks music.


robert shumake

Wednesday <b>News</b> « The Confluence

In news related to Michelle raising more money, the GOP seems to be short of it. Gosh, other than 8 years of a failed presidency, and then attacking the popular candidates and their supporters just as the Dems are doing, I can't imagine ...

Google <b>News</b> Now Eight Years Old

google-news-screenshot-old Google today announced on the official Google blog the eighth birthday of Google News. It's a huge milestone for the California-based search company, which launched the Google News service on the 22nd of ...

Expired Zune Pass sub blocks music Xbox 360 <b>News</b> - Page 1 <b>...</b>

Read our Xbox 360 news of Expired Zune Pass sub blocks music.